Call Us : 7249682405
IFSC code – IBKL0116RSB
GST No – 27AAAAR0356F1ZS


Housing Loan


Refer the Loan Interest Rates Circular in Circulars menu


Salaried individuals, Businessmen, Self-employed professionals like Doctors, Engineers, LAWYERS, Chartered Accountants, etc.

Construct your own bungalow
Buy flat/Row House
Buy resale flat
Takeover of existing Housing Loans with other banks & FINANCIAL institutions.

Simple loan documentation
Interest on daily reducing balance
Low processing charges
Shareholding 2.5% of loan amount

Requirement Documents for New Property
75% of Agreement Amount of the Residential property subject to his income eligibility whichever is lower. 

For Resale Property
50% of Agreement Amount of the Residential property OR 75% of the Valuation Amount whichever is lower, subject to his income eligibility whichever is lower.

Loan Application Form.
Income Proof ( 3yrs Balance Sheet , Profit & Loss Account. )
City Survey Property Card and Inquiry Report.
City Survey Map.
Gharfala Receipt.
Grampanchayat boundaries specification document.
Document of Business (Registration etc.)
Legal Opinion and Valuation.
Matured property holders promising letter / Note.
Income Tax Return.
STOCK statement ( Verified by branch manager. )
Proprietor Declaration Form .

In case of partnership firm .
Partnership deed.
Registration documents.

In case of company.
Memorandum documents.
Agreement to take the loan.
Agreement to do signature on loan documents.
Agreement of accepting terms & condition after sanction of loan amount.
In case of Development of plot Agreement between plot owner & builder.